Can I withdraw funds early?

Bonds are considered non-readily releasable investments. You should expect to hold them for the full three-year term, although you may be able to find an investor willing to purchase the bonds from you. You can also request early redemption of your investment, including payment of interest accrued until the requested redemption date. The Directors intend that any such requests will be met where possible. However, early redemption is at the director’s discretion and will incur an early redemption penalty of 6%.